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International travel can be an exciting
adventure, but it can also bring many unpredictable situations if you should need medical care while you're abroad. We provide U.S. citizens and non-U.S. citizens with International insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world, our site has a product to meet your needs. By utilizing our SelectaPlan®, we can quickly direct you to the plan(s) that will best meet your needs, those of your family, or organization. Below are product descriptions of the International plans we offer. You have the option of purchasing online or downloading an application and submitting the completed application via fax or mail.

Patriot Travel Medical Insurance®
Individual & family (5 days up to 2 years coverage)
There are two Patriot Travel Medical Insurance products available to meet your needs, providing up to US$2,000,000 of medical coverage. Coverage can be obtained from a minimum of 5 days up to a maximum of 2 years. Patriot products address the travel medical Patriot Travel Medical Insurance insurance needs of U.S. citizens and foreign nationals who need temporary medical insurance while traveling for business or pleasure anywhere outside their home country. Coverage includes medical evacuation, repatriation, and your choice of deductibles and policy limits.

Quote / Buy Online

Download a brochure & application

Patriot Extreme® Travel Medical
Insurance

Extreme athletics and adventure insurance
Patriot Extreme Patriot Extreme is designed for the adventurous International traveler. Patriot Extreme provides benefits for those traveling abroad who also intend to participate in a select group of athletic activities or extreme sports.


Quote / Buy Online

Download a brochure & application

Patriot Executive® Travel Medical
Insurance
Business traveler (annual coverage)
If you are an executive that travels frequently outside your Patriot Executive country of citizenship throughout the year, don't risk finding yourself ill or injured in a foreign country. Make sure you have a plan that provides appropriate medical coverage. Patriot Executive provides up to US$1,000,000 of medical coverage for these individuals and their families.

Quote / Buy online

Download a brochure & application

Patriot Exchange ProgramSM
Cultural Exchange Student insurance plans
Designed for students studying abroad or participants of cultural exchange programs. Two plan options are available. Basic short term travel plan is an Patriot Exchange Program<small><sup>SM</sup></small> economical plan while the Standard short-term travel plan is designed to meet the U.S. visa travel insurance requirements. Plans are available in monthly increments and if a minimum of 3 months is purchased, coverage may be renewed (without break in coverage) for a total of 24 months.

Quote / Buy online

Download a brochure & application

Patriot T.R.I.P.®
Travel Protection for trips up to 30 days
To help protect you from losing money you've spent on travel, there is Patriot T.R.I.P. Patriot T.R.I.P. helps protect travelers who are unable to travel or are interrupted during their covered trip due to Patriot T.R.I.P.<sup><small>SM</small></sup> circumstances such as a sudden and unexpected illness or injury, death in the family, jury duty, job layoff, terrorism or the bankruptcy of the tour operator, cruise line or airline. Benefits also include coverage in the event of travel and baggage delay, lost baggage, emergency medical expenses, emergency medical evacuation and more.

Quote / Buy online

Download a brochure & application

Patriot T.R.I.P. EliteSM
First Class Travel Protection
To provide superior protection for a picture perfect vacation, there is Patriot T.R.I.P. Elite, a premier travel insurance program. You expect top-notch service if the unexpected should happen. Patriot T.R.I.P. Elite offers a high level of benefits to travelers who need more coverage than provided by Patriot T.R.I.P. Elite<sup><small>SM</small></sup> the Patriot T.R.I.P. program. The Patriot T.R.I.P. Elite program increases the benefit amount for emergency medical, emergency medical evacuation, travel delay, baggage, trip interruption and adds a new benefit for violent attacks. Make sure you have the premier protection you need with Patriot T.R.I.P. Elite.

Quote / Buy online

Download a brochure & application

Patriot StudentSM T.R.I.P.
Student Travel Insurance Program
Patriot Student T.R.I.P. is a "budget conscious" travel insurance program designed to provide important benefits to students for many of Patriot Student<sup><small>SM</small></sup> T.R.I.P. those unforeseen circumstances that may force the cancellation or interruption of a covered trip. This program also includes coverage for trip cancellation or interruption travel and baggage delay, lost or stolen baggage, emergency medical expenses and emergency medical evacuation.

Quote / Buy online

Download a brochure & application

Global Medical Insurance®
Individual & family (1 year or longer)
Global Medical Insurance is a long-term, annually renewable, U.S.-style major medical insurance plan. There are three plan options available: Silver, Gold and Platinum. The Silver and Gold plans provide US$5,000,000 of lifetime coverage, while the Platinum plan provides US$8,000,000 of lifetime coverage. Global Medical Insurance offers two areas of coverage to non-U.S. citizens and to U.S. expatriates who want a quality medical insurance plan that Global Medical Insurance will respond to their medical needs anywhere in the world. The two areas of coverage are for people needing coverage worldwide or worldwide excluding U.S./Canada.

Quote / Buy online

Download a brochure

Download an application

GEOSM Group
Employer sponsored group insurance
The Global Employer's Option (GEO) Group is one of the most comprehensive group hospital, surgical, medical and life insurance programs in the world. This program is designed for employers with employees who are either U.S. or Canadian citizens who reside abroad and may return to the US or Canada temporarily (for less than 12 months), or are overseas local and third country national employees. GEO Group GEO Group allows employers to carve out their International employees to provide them with U.S.-style benefits and worldwide coverage. This program includes medical, dental, life and indemnity benefits for these employees and their families.

Request a Proposal for Employers Insurance
(Please save, print and fax us, or email us a scanned copy of, the completed form)

Patriot Group Travel Medical Insurance®
5 or more individuals (5 days up to 2 years)
Patriot Group Travel Medical Insurance is designed for organizations who have a group of 5 or more members that will be traveling Patriot Group Exchange Program<small><sup>SM</sup></small> together, and are traveling to a destination that is not the home country of any of the traveling members. Patriot Group Travel Medical Insurance provides the same benefits as the individual Patriot Travel Medical Insurance but with a 10% discount for applying as a group.

Quote / Buy online

Download a brochure & application

Sky RescueSM
Emergency Medical Evacuation
Sky Rescue provides emergency medical evacuation and scheduled coverage for individuals under the age of 65 traveling outside their home country for a minimum of three months. Sky Rescue The plan may be purchased for three months, six months or 12 months and can be rewritten for succeeding or subsequent periods. New Deductible, Eligibility, Conditions of Coverage and Pre-Existing Condition Exclusions will apply and a new application must also be completed.

Quote / Buy online

Download a brochure & application

Student Health AdvantageSM
Long-term, worldwide medical insurance for groups of 2 or more international students
Student Health Advantage is designed Student Health Advantage<sup><small>SM</small></sup> to meet the needs of student visa requirements for group members and their dependents. This plan includes benefits for maternity, mental health and organized sports. After a period of 12 months, pre-existing conditions will be covered as well.


Quote / Buy online

Download a brochure & application

Patriot Group Exchange ProgramSM
Group cultural exchange student insurance plans
Designed for a group of students studying abroad or participants of a group cultural exchange program. Three plan options are available. Basic short term travel plan is an economical plan. Standard short-term travel plan is designed to meet the U.S. visa travel insurance requirements. Long-term annual plan Patriot Group Travel Insurance has the flexibility to be tailored to meet specific needs of each program and can be renewed annually. Plans are available in monthly increments and if a minimum of 3 months is purchased, coverage may be renewed (without break in coverage) for a total of 24 months.

Quote / Buy online

Download a brochure & application





What is a medical insurance?

International Health insurance is designed to protect you from Major Medical Expenses. Unlike the any state sponsored health care system, living abroad as well as at home many times involves risks to your health for which a national or provincial health system is not equipped to respond. You may need an international medical insurance policy to supplement the coverage available to you through your government sponsored plan, or to provide coverage while you are outside your home country. If your lifestyle knows no geographic limits, you need health insurance that knows no boundaries as well.


Unfortunately, injuries, automobile accidents, sudden sicknesses, and travelers' mishaps are all too common. When these events occur during international travel, they are especially troublesome. Medical insurance prevents an accident from becoming a financial calamity.

always look for ...
  • When selecting International Health Insurance, it's important to choose a plan from a financially stable, recognized insurer.
  • A plan which allows you a number of options for deductible (the amount of money you pay for eligible expenses before the insurance begins to pay) choices, a generous maximum lifetime amount of coverage and an annual renewal option without medical questions at your time of renewal
  • A company which will process your insurance claims in a timely fashion and is willing to pay for services directly to the health care provider.
  • A company which offers 24 hour a day, 7 day a week access for emergencies
  • A plan which offers a benefit structure which best suits your lifestyle needs, such as maternity coverage and protection in case you would need an emergency medical evacuation
  • A plan which does not require you to first access your country's public health system before obtaining covered services
  • A plan which follows you on a worldwide basis, no matter where you travel or live in the world
  • A plan which will not raise your renewal rates based upon your individual claims experience
good & bad
  • The good news about International Health Insurance is that is relatively inexpensive compared to what domestic United States Citizens have to pay in the U.S., however, you may find it a bit expensive since may citizens of other countries see their public health system as a free service. It is important to understand that this insurance allows a worldwide freedom of choice and access to private health care on a global basis.
  • An excellent feature of these plans is the ability to renew them. This means that once you are covered for an illness or injury, even if that condition is chronic, the insurance carries over that condition on a yearly basis. Still, it is important to know that applications for major medical insurance are subject to underwriting which may determine that your coverage is limited for a time of permanently excluded for a condition which exists at your time of application. In some cases if the condition is deemed serious enough, the rates may increase or the application may be declined.
  • Most plans will accept applications from applicants who are up to age 74. Bear in mind, that unless you join before the age of 65, you will likely become ineligible at the age of 75.
  • Once you have coverage on an International Health plan, you will likely no longer need to worry about purchasing travel insurance, since your coverage will extend to you on a multinational basis. However, if you plan to engage in a risky sport during your travels, you may want to look into the purchase of a travel plan which will cover such activities while you are away.
Why should we purchase a medical insurance ?
  • How would you arrange for repatriation?
  • If you had severe burns, needed major heart surgery or a serious injury or sickness, how would you get evacuated to a more suitable facility or arrange for evacuation to your home or home country?
  • How would you arrange for emergency legal assistance, get help with potential liabilities?
  • How would you know the best hospitals and providers in the host country?
  • How would you communicate with providers who may speak a foreign language?
  • How would you handle providers who require advance payment?
Travel medical insurance also know as global medical, overseas medical, trip medical, international medical or temporary travel insurance is inexpensive, some say cheap insurance for corporations, businesses, students, families, missionaries and foreigners traveling outside their own country. SportsInsurance offers free online quoting that gives you the cheap or inexpensive free quote plus many helpful short-term medical travel informational links.

Imagine having a friend who speaks virtually every language and who is experienced enough to understand your particular situation. Imagine a friend who is available 24 hours a day, 7 days a week, toll free. Visualize a friend who will assist you or your clients with emergency travel arrangements, passports, credit cards, airline tickets, lost luggage, embassy or consulate referrals. This friend will receive or transmit emergency messages to your client's family or their employer. This friend will assist your clients with the replacement of lost or damaged prescription medication. Imagine having a friend who will offer referrals to a care facility and even schedule appointments. What if you had a friend that would provide medical professionals to communicate with your clients doctor(s) at home, and who would communicate with there family member(s) 24 hours a day. What if this friend was able to provide for transfer of funds and give your clients legal referrals?

  • How would you arrange for repatriation?
  • If you had severe burns, needed major heart surgery or a serious injury or sickness, how would you get evacuated to a more suitable facility or arrange for evacuation to your home or home country?
  • How would you arrange for emergency legal assistance, get help with potential liabilities?
Travel medical insurance also know as global medical, overseas medical, trip medical, international medical or temporary travel insurance is inexpensive, some say cheap insurance for corporations, businesses, students, families, missionaries and foreigners traveling outside their own country. SportsInsurance offers free online quoting that gives you the cheap or inexpensive free quote plus many helpful short-term medical travel informational links.

Imagine having a friend who speaks virtually every language and who is experienced enough to understand your particular situation. Imagine a friend who is available 24 hours a day, 7 days a week, toll free. Visualize a friend who will assist you or your clients with emergency travel arrangements, passports, credit cards, airline tickets, lost luggage, embassy or consulate referrals. This friend will receive or transmit emergency messages to your client's family or their employer. This friend will assist your clients with the replacement of lost or damaged prescription medication. Imagine having a friend who will offer referrals to a care facility and even schedule appointments. What if you had a friend that would provide medical professionals to communicate with your clients doctor(s) at home, and who would communicate with there family member(s) 24 hours a day. What if this friend was able to provide for transfer of funds and give your clients legal referrals?

 
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